Protect your family at every milestone
Choosing a life insurance policy can be tricky, especially when your situation changes all the time. We’ll simplify the process to help you choose the right protection for your family at every milestone of your life.
You fight for what you love
You’d do anything for your family and you wouldn’t let your business go without a fight.
Sometimes, fighting for the things you love means coming up with a backup plan if you get sick, injured, or pass away.
If you’re a tradie, you probably understand these risks better than most.
So what is your backup plan?
If you don’t have one or want to update yours so it matches where you’re at in your life, we can help.
We’ll bring your life insurance options to your doorstep
We’re Personal Wealth Protection, and we guide family people, passionate business owners, and hard-working tradies through the process of choosing a life insurance policy.
We’re here to simplify the complex, answer your questions, and bring all your life insurance options to your front door.
And we literally mean your front door.
Because if you’re in Perth, we’ll drive to you and help you choose a life insurance policy face-to-face — all without charging a cent.
Why you’ll want to sit down and talk life insurance with us
Our guidance is free
We don’t charge you for life insurance guidance. Our goal is to help you choose the right insurer for you — and then the insurer pays us.
Massive time-savings
Other insurance brokers might make you wait months to see your options. But we’ll come to you and figure it out in an hour or two.
You’re in control
We lay out your options and answer your questions, but the final say is yours. Choose the right policy for you and stay right on budget.
Change as you grow
Every couple of years, we’ll reach out to see how your life has changed and help you update your insurance to match your new situation.
Help with claims
Making a claim on your life insurance policy can be quite a stressful experience, but don’t worry; we’ll stay in your corner the entire time.
We keep it real
We get it: insurance stuff can feel dodgy. That’s why we prefer to come to your door — so you can see we’re honest, hardworking people just like you.
What types of life insurance are available?
There are four different types in Australia.
Life insurance
If you pass away or become seriously ill, this insurance option will provide a lump sum of money to support your family financially. That way, they can continue living the life they deserve.
Income insurance
If you become too sick or injured to work, income insurance steps in to cover up to 70% of your monthly earnings until you're back on your feet. Keep your business afloat and provide for your family.
Disability insurance
Disability insurance offers a one-time payment if you experience permanent disability and can no longer work. It helps you manage medical costs and daily living expenses.
Trauma insurance
This insurance provides a lump sum payout if you're diagnosed with a severe medical condition such as cancer or a heart attack. This allows you to focus on your recovery without financial worries.
How often do Australian insurers pay out a claim?
The APRA, a government regulatory authority, did some research and published the following data in 2022.
92%
of all life insurance claims were paid out
98%
Life
95%
Income
86%
Disability
88%
Trauma
Getting life insurance in Australia doesn’t have to be painful
When you sit down with us, choosing a life insurance policy feels like talking to a friend.
1
Education
We’ll schedule a call to guide you through the key aspects of life insurance and answer all your questions along the way.
2
Selection
We’ll gather quotes from various Australian insurers, empowering you to pick the best life insurance policy for you.
3
Application
After you’ve made your choice, we’ll assist you in filling out the necessary paperwork and then submit it on your behalf.
“We have two lives, and the second begins when we realize we only have one.”
So it’s important you protect that one life — not just for you but for your family as well.
Let’s talk about protecting your family today
Reach out, and we’ll come to your front door and put a personal touch back into the process of choosing a life insurance policy.
Or if you prefer, we can always do it over the phone.
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FAQs
If your question’s not here, please reach out - we’d love to help.
How much will life insurance cost in Australia?
How much life insurance cover will I need?
What’s the best type of life insurance for tradies in Australia?
How often should I update my life insurance in Australia?
